---
schema_version: "secwatch.filing_event.v1"
accession: "0000086312-24-000004"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2024-01-19T23:59:59+00:00"
generated_at: "2026-06-06T21:37:58.137356+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Travelers Q4 2023: Record EPS $6.99, combined ratio 85.8%, NWP up 13%

## Summary
- Record quarterly net income $1.626B ($6.99 diluted EPS); core income $1.633B ($7.01 diluted EPS).
- Combined ratio improved 8.7 points to 85.8%; underlying combined ratio 85.9%, up 5.5 points.
- Net written premiums $9.994B (+13% YoY); full year NWP $40.2B (+14%).
- Net investment income up 24% pre-tax to $778M; book value per share $109.19 (+18%).
- Board declares $1.00/share dividend; repurchased $66M in shares during Q4.

## SEC filing metadata
- accession: 0000086312-24-000004
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2024-01-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000008631224000004/0000086312-24-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000008631224000004/trv-20240119.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000086312-24-000004
- JSON: https://secwatch.observer/filing/0000086312-24-000004.json
- Plain text: https://secwatch.observer/filing/0000086312-24-000004.txt

## Key facts
- Earnings Releases
  TRAVELERS COMPANIES, INC. reported financial results for quarter ended December 31, 2023.
  - Period: quarter ended December 31, 2023
  - Result: reported results
  source text: On January 19, 2024, The Travelers Companies, Inc. (the “Company”) issued a press release announcing the results of the Company’s operations for the quarter ended December 31, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/86312/000008631224000004/0000086312-24-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.