---
schema_version: "secwatch.filing_event.v1"
accession: "0000086312-24-000050"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2024-07-19T23:59:59+00:00"
generated_at: "2026-05-31T19:25:11.621675+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Travelers Q2 net income $534M vs loss $14M; core EPS $2.51; NWP record $11.1B up 8%

## Summary
- Net income $534M ($2.29/diluted) vs net loss $14M (-$0.07) YoY; core income $585M ($2.51/diluted).
- Consolidated combined ratio improved 6.3 pts to 100.2%; underlying combined ratio improved 3.4 pts to excellent 87.7%.
- Record net written premiums $11.115B, up 8% with growth in all segments; net investment income up 24% pre-tax.
- Net favorable prior year reserve development $230M pre-tax; catastrophe losses $1.509B pre-tax, slightly above prior year.
- Book value per share $109.08, up 14% YoY; adjusted book value $126.52, up 10% YoY. Board declares $1.05/share dividend.

## SEC filing metadata
- accession: 0000086312-24-000050
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2024-07-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000008631224000050/0000086312-24-000050-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000008631224000050/trv-20240719.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000086312-24-000050
- JSON: https://secwatch.observer/filing/0000086312-24-000050.json
- Plain text: https://secwatch.observer/filing/0000086312-24-000050.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.