{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-24-000058","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.174397+00:00","generated_at":"2026-05-30T13:31:12.698608+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Travelers Q3 net income $1.26B ($5.42/share), core EPS $5.24, combined ratio 93.2%","bullets":["Net income $1.26B vs $404M prior year; diluted EPS $5.42, up 211%.","Core income $1.218B, core EPS $5.24 up 169%; combined ratio improved 7.8 pts to 93.2%.","Record net written premiums $11.317B (+8%); underlying combined ratio 85.6% improved 5 pts.","Book value per share $122.00 (+39% YoY); adjusted book value $131.30 (+13%).","Q3 dividend $1.05/share payable Dec 31; share repurchases $253M in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-24-000058","json":"https://secwatch.observer/filing/0000086312-24-000058.json","markdown":"https://secwatch.observer/filing/0000086312-24-000058.md","text":"https://secwatch.observer/filing/0000086312-24-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631224000058/0000086312-24-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631224000058/trv-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:31:12.698608+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}