earnings
confidence high
sentiment positive
materiality 0.85
Travelers Q3 net income up 50% to $1.888B, core EPS $8.14, combined ratio 87.3%
TRAVELERS COMPANIES, INC.
2025-Q3 EPS reported
$16.45
revenue$36,396,000,000
- Net income $1.888B ($8.24 diluted) +50% YoY; core income $1.867B ($8.14) +53%.
- Combined ratio 87.3% improved 5.9 pts; underlying combined ratio 83.9% improved 1.7 pts.
- Catastrophe losses $402M pre-tax vs $939M prior year; net investment income after-tax $850M +15%.
- Book value per share $141.72 +16% YoY; $878M returned to shareholders including $628M buybacks.
- Business Insurance NWP +3% to $5.7B; Personal Insurance combined ratio improved 11.2 pts to 81.3%.