{"schema_version":"secwatch.filing_event.v1","accession":"0000086312-26-000008","form_type":"8-K","ticker":"TRV","cik":"0000086312","company_name":"TRAVELERS COMPANIES, INC.","filed_at":"2026-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.848138+00:00","generated_at":"2026-05-16T09:25:19.205662+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Travelers Q4 net income $2.496B, EPS $11.06, up 23% YoY; combined ratio 80.2%","bullets":["Net income per diluted share $11.06 (up 23%), core income $11.13 (up 22%).","Consolidated combined ratio improved 3.0 pts to 80.2%; underlying combined ratio improved 1.8 pts to 82.2%.","Net written premiums $10.856B (up 1%); after-tax net investment income $867M (up 10%).","Board authorized additional $5.0B share repurchases; Q4 returned $1.897B to shareholders.","Book value per share up 23% to $151.21; adjusted book value per share up 14% to $158.01."],"urls":{"canonical":"https://secwatch.observer/filing/0000086312-26-000008","json":"https://secwatch.observer/filing/0000086312-26-000008.json","markdown":"https://secwatch.observer/filing/0000086312-26-000008.md","text":"https://secwatch.observer/filing/0000086312-26-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/86312/000008631226000008/0000086312-26-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/86312/000008631226000008/trv-20260121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:25:19.205662+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}