{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-23-000013","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2023-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.534690+00:00","generated_at":"2026-06-20T13:43:53.568260+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"KeyCorp Q4 net income $356M ($0.38 EPS); loan growth 18% YoY, provision $265M","bullets":["Net income $356M, EPS $0.38 diluted, down 41% YoY from $0.64 and 31% QoQ from $0.55.","Total revenue $1.898B nearly flat YoY; net interest margin 2.73%, up 29bps from 2.44% a year ago.","Provision for credit losses surged to $265M from $4M YoY, reflecting loan growth and economic outlook.","Average loans grew 18.4% YoY to $117.7B; deposits declined 3.5% YoY to $145.7B.","Dividend raised 5% to $0.205/share; CET1 ratio remained at 9.1%."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-23-000013","json":"https://secwatch.observer/filing/0000091576-23-000013.json","markdown":"https://secwatch.observer/filing/0000091576-23-000013.md","text":"https://secwatch.observer/filing/0000091576-23-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000013/0000091576-23-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000013/key-20230119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T13:43:53.568260+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"928c2cf59b44bcf58d7ebbb6134a54b826f28e2c","claim":"KEYCORP /NEW/ reported the three- and twelve-month period ended December 31, 2022 results: net income $356 million, EPS $.38 per diluted common share.","evidence_excerpt":"KEYCORP REPORTS FOURTH QUARTER 2022 NET INCOME OF $356 MILLION, OR $.38 PER DILUTED COMMON SHARE","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000013/0000091576-23-000013-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three- and twelve-month period ended December 31, 2022"},{"label":"Net income","value":"$356 million"},{"label":"EPS","value":"$.38 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}