{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-23-000107","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2023-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.013251+00:00","generated_at":"2026-06-13T06:07:54.855610+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"KeyCorp Q2 net income $250M ($0.27 EPS); revenue down 11% YoY, deposits up $1B QoQ","bullets":["Net income $250M vs $504M YoY; diluted EPS $0.27 vs $0.54.","Total revenue $1.595B, down 11% YoY; net interest margin 2.12% vs 2.61%.","Period-end deposits grew $1.0B QoQ to $145.1B; average deposits down $4.6B YoY.","Expenses down 9% QoQ to $1.076B; provision for credit losses $167M (up 271% YoY).","CET1 ratio 9.2%; net charge-offs 0.17% of avg loans; declared $0.205 common dividend."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-23-000107","json":"https://secwatch.observer/filing/0000091576-23-000107.json","markdown":"https://secwatch.observer/filing/0000091576-23-000107.md","text":"https://secwatch.observer/filing/0000091576-23-000107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000107/0000091576-23-000107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000107/key-20230720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T06:07:54.855610+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}