{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-23-000121","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2023-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.388438+00:00","generated_at":"2026-06-09T21:32:38.213696+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"KeyCorp Q3 net income $266M ($0.29 EPS) on $1.57B revenue; CET1 ratio rises to 9.8%","bullets":["Net income $266M ($0.29 diluted EPS) vs $250M ($0.27) in Q2 2023 and $513M ($0.55) in Q3 2022.","Net interest margin 2.01%, down 73bps YoY; average deposits up $1.9B QoQ to $144.8B.","Common Equity Tier 1 ratio 9.8%, up 50bps from prior quarter, above target.","Net charge-offs to average loans 24bps; provision for credit losses $81M, down from $167M in Q2.","Declared quarterly dividend $0.205 per common share."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-23-000121","json":"https://secwatch.observer/filing/0000091576-23-000121.json","markdown":"https://secwatch.observer/filing/0000091576-23-000121.md","text":"https://secwatch.observer/filing/0000091576-23-000121.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000121/0000091576-23-000121-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000121/key-20231019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T21:32:38.213696+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"327963662aff776b41d72011d6d4e1fc969dd092","claim":"KEYCORP /NEW/ reported financial results for the three- and nine-month period ended September 30, 2023.","evidence_excerpt":"KeyCorp issued a press release announcing its financial results for the three- and nine-month period ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/91576/000009157623000121/0000091576-23-000121-index.htm","confidence":0.85,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three- and nine-month period ended September 30, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}