{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-24-000013","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2024-01-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:27.274371+00:00","generated_at":"2026-06-06T22:21:30.408517+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"KeyCorp Q4 net income $30M (EPS $0.03) includes $209M charges; revenue down 19% YoY","bullets":["Net income of $30M ($0.03 diluted EPS) vs $356M ($0.38) in Q4 2022; includes $209M in after-tax charges (FDIC assessment, efficiency costs, pension settlement).","Total revenue (TE) $1,538M, down 19% YoY; net interest income (TE) $928M, NIM 2.07% vs 2.73% in Q4 2022.","Noninterest expense $1,372M, up 18.7% YoY driven by $190M FDIC special assessment and $67M efficiency-related expenses.","Average loans $113.9B, down 3.2% YoY; average deposits $145.1B, nearly flat. CET1 ratio 10.0% (estimated), above target.","Declared Q1 2024 dividend of $0.205 per common share; exceeded full-year balance sheet optimization goal of $14B risk-weighted asset reduction."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-24-000013","json":"https://secwatch.observer/filing/0000091576-24-000013.json","markdown":"https://secwatch.observer/filing/0000091576-24-000013.md","text":"https://secwatch.observer/filing/0000091576-24-000013.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157624000013/0000091576-24-000013-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157624000013/key-20240118.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T22:21:30.408517+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c138ebfa078e1d384ccd08ac83a47a751b0e2486","claim":"KEYCORP /NEW/ reported financial results for the three- and twelve-month period ended December 31, 2023.","evidence_excerpt":"On January 18, 2024, KeyCorp issued a press release announcing its financial results for the three- and twelve-month period ended December 31, 2023 (the \"Press Release\"), and posted on its website its fourth quarter 2023 Supplemental Information Package (the \"Supplemental Information Package\").","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/91576/000009157624000013/0000091576-24-000013-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three- and twelve-month period ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}