{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-24-000104","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2024-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.375565+00:00","generated_at":"2026-05-30T13:31:59.857085+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"KeyCorp Q3 GAAP net loss $(0.47)/share; adjusted EPS $0.30; receives $821M Scotiabank tranche","bullets":["GAAP net loss $(447)M ($(0.47)/diluted) vs. prior Q $0.25; includes $(737)M after-tax securities repositioning charge.","Adjusted net income $290M ($0.30/diluted); net interest income up 7% QoQ to $964M; NIM 2.17%.","Received initial $821M of $2.8B Scotiabank strategic investment; CET1 ratio 10.8%, TCE ratio 6.2%.","Average loans $106.2B down 9.7% YoY; average deposits $147.8B up 2.0% YoY; cost of deposits 2.39%.","Provision for credit losses $95M; net charge-offs 0.58% of avg loans; nonperforming loans 0.69% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-24-000104","json":"https://secwatch.observer/filing/0000091576-24-000104.json","markdown":"https://secwatch.observer/filing/0000091576-24-000104.md","text":"https://secwatch.observer/filing/0000091576-24-000104.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157624000104/0000091576-24-000104-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157624000104/key-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T13:31:59.857085+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}