{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-25-000014","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2025-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.789250+00:00","generated_at":"2026-05-27T22:50:18.625158+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"KeyCorp Q4 2024 GAAP net loss $279M, adjusted EPS $0.38; CET1 rises to 12%","bullets":["Q4 GAAP net loss $(279)M, $(0.28)/share; adjusted net income $378M, $0.38/share.","Revenue $865M, down 44% YoY (GAAP) but adjusted revenue up 16% YoY on higher NII and fees.","Completed $3B securities portfolio repositioning in Q4; NII up 10% linked quarter to $1.061B.","Scotiabank minority investment received regulatory approval and closed; CET1 ratio improved 120bps to 12.0%.","Net charge-offs fell 26% QoQ to $114M; criticized loans down 7%; dividend declared $0.205/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-25-000014","json":"https://secwatch.observer/filing/0000091576-25-000014.json","markdown":"https://secwatch.observer/filing/0000091576-25-000014.md","text":"https://secwatch.observer/filing/0000091576-25-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157625000014/0000091576-25-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157625000014/key-20250121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T22:50:18.625158+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}