{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-25-000118","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2025-10-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:42.589912+00:00","generated_at":"2026-05-17T03:39:33.485344+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"KeyCorp Q3 net income $454M ($0.41 EPS); revenue up 17% YoY adjusted; NIM expands to 2.75%","bullets":["GAAP EPS $0.41 vs $(0.47) loss last year; adjusted EPS $0.41 vs $0.30 last year.","Total revenue (TE) $1.895B, up 172% YoY; adjusted revenue up 17% YoY.","Net interest margin 2.75% (+9 bps QoQ, +58 bps YoY); net interest income $1.193B (+4% QoQ).","Net charge-offs 42 bps stable; nonperforming assets down 6% sequentially; provision $107M.","CET1 ratio 11.8% (est); tangible book value +4% QoQ; deposits up 2% QoQ to $150.4B."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-25-000118","json":"https://secwatch.observer/filing/0000091576-25-000118.json","markdown":"https://secwatch.observer/filing/0000091576-25-000118.md","text":"https://secwatch.observer/filing/0000091576-25-000118.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157625000118/0000091576-25-000118-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157625000118/key-20251016.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:39:33.485344+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}