---
schema_version: "secwatch.filing_event.v1"
accession: "0000091576-25-000118"
form_type: "8-K"
ticker: "KEY"
cik: "0000091576"
company_name: "KEYCORP /NEW/"
filed_at: "2025-10-16T23:59:59+00:00"
generated_at: "2026-05-17T03:39:33.485344+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# KeyCorp Q3 net income $454M ($0.41 EPS); revenue up 17% YoY adjusted; NIM expands to 2.75%

## Summary
- GAAP EPS $0.41 vs $(0.47) loss last year; adjusted EPS $0.41 vs $0.30 last year.
- Total revenue (TE) $1.895B, up 172% YoY; adjusted revenue up 17% YoY.
- Net interest margin 2.75% (+9 bps QoQ, +58 bps YoY); net interest income $1.193B (+4% QoQ).
- Net charge-offs 42 bps stable; nonperforming assets down 6% sequentially; provision $107M.
- CET1 ratio 11.8% (est); tangible book value +4% QoQ; deposits up 2% QoQ to $150.4B.

## SEC filing metadata
- accession: 0000091576-25-000118
- form_type: 8-K
- ticker: KEY
- cik: 0000091576
- company_name: KEYCORP /NEW/
- filed_at: 2025-10-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/91576/000009157625000118/0000091576-25-000118-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/91576/000009157625000118/key-20251016.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000091576-25-000118
- JSON: https://secwatch.observer/filing/0000091576-25-000118.json
- Plain text: https://secwatch.observer/filing/0000091576-25-000118.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.