{"schema_version":"secwatch.filing_event.v1","accession":"0000091576-26-000020","form_type":"8-K","ticker":"KEY","cik":"0000091576","company_name":"KEYCORP /NEW/","filed_at":"2026-10-20T10:30:51+00:00","discovered_at":"2026-10-20T10:35:00.332008+00:00","generated_at":"2026-10-20T10:35:12.864697+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.68,"calibrated_materiality_score":0.68,"confidence":"high","headline":"KeyCorp Q3 EPS $0.51, up 24% YoY; record revenue $2.04B and NIM 2.95%","bullets":["Net income from continuing operations attributable to Key common shareholders of $537M, or $0.51 per diluted share, vs $0.41 a year ago and $0.44 in 2Q26.","Record total revenue $2.04B, up 8.4% YoY and 4.5% QoQ; net interest income $1.30B (+9.8% YoY) with net interest margin 2.95% (+20 bps YoY).","Investment banking and debt placement fees $214M, up 26.6% QoQ and 16.3% YoY; trust and investment services income $165M (+10% YoY).","Credit improved: net charge-offs $89M (0.32% of avg loans) vs 0.42%; provision $61M vs $107M; nonperforming loans $618M (0.55%) from 0.73% in 2Q26.","CET1 estimated 11.1%; repurchased $320M of shares in 3Q26 ($1.3B planned for 2026); declared common dividend of $0.205 per share; ROTCE 15.11%."],"urls":{"canonical":"https://secwatch.observer/filing/0000091576-26-000020","json":"https://secwatch.observer/filing/0000091576-26-000020.json","markdown":"https://secwatch.observer/filing/0000091576-26-000020.md","text":"https://secwatch.observer/filing/0000091576-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/91576/000009157626000020/0000091576-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/91576/000009157626000020/key-20261020.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-20T10:35:12.864697+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}