{"schema_version":"secwatch.filing_event.v1","accession":"0000092230-23-000042","form_type":"8-K","ticker":"TFC","cik":"0000092230","company_name":"TRUIST FINANCIAL CORP","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.829604+00:00","generated_at":"2026-06-16T23:12:43.196769+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Truist Q1 GAAP EPS $1.05, revenue $6.15B; adjusted PPNR up 19% YoY","bullets":["Net income of $1.4B ($1.05 diluted EPS) includes $0.04 of merger-related charges.","Net interest income (TE) $3.92B, NIM 3.17%, down 8 bps QoQ; up 41 bps YoY.","Average loans +1.7% QoQ to $326B; average deposits -1.2% to $408.5B.","CET1 ratio 9.1% (preliminary); TIH minority sale closed April 3 adds ~30 bps.","NCO ratio 0.37%, ALLL ratio 1.37%; nonperforming assets stable at $1.26B."],"urls":{"canonical":"https://secwatch.observer/filing/0000092230-23-000042","json":"https://secwatch.observer/filing/0000092230-23-000042.json","markdown":"https://secwatch.observer/filing/0000092230-23-000042.md","text":"https://secwatch.observer/filing/0000092230-23-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/92230/000009223023000042/0000092230-23-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/92230/000009223023000042/tfc-20230420.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T23:12:43.196769+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9d73ea5929356dccdb80ae7533820969eae2577c","claim":"TRUIST FINANCIAL CORP reported first quarter 2023 results: revenue Total revenue - TE $ 6.15, net income $1.4 billion, EPS $1.05 per share.","evidence_excerpt":"in billions, except per share data) 1Q23 4Q22 1Q22 Summary Income Statement Net interest income - TE $ 3.92 $ 4.03 $ 3.21 Noninterest income 2.23 2.23 2.14 Total revenue - TE 6.15 6.26 5.35 Noninterest expense 3.69 3.72 3.67 Net income available to common shareholders 1.41 1.61 1.33 PPNR - unadjusted (1) 2.46 2.54 1.68 PPNR - adjusted (1) 2.66 2.87 2.23 Per","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/92230/000009223023000042/0000092230-23-000042-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2023"},{"label":"Revenue","value":"Total revenue - TE $ 6.15"},{"label":"Net income","value":"$1.4 billion"},{"label":"EPS","value":"$1.05 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}