{"schema_version":"secwatch.filing_event.v1","accession":"0000092230-24-000016","form_type":"8-K","ticker":"TFC","cik":"0000092230","company_name":"TRUIST FINANCIAL CORP","filed_at":"2024-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.498295+00:00","generated_at":"2026-06-03T15:05:31.749748+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Truist Q1 adjusted EPS $0.90, up 11% QoQ; revenue declines 1.4%","bullets":["Net income $1.2B ($0.81 diluted EPS); adjusted EPS $0.90, up 11% from $0.81 in Q4.","Revenue $4.87B (TE), down 1.4% QoQ; NII down 4.2%, NIM 2.89%.","Noninterest expense down to $2.95B from $9.56B; adjusted expense up 0.7%.","CET1 ratio 10.1% flat; TIH sale on track for Q2 close.","NCO ratio 64bps vs 57bps prior; ALLL 1.56% vs 1.54%."],"urls":{"canonical":"https://secwatch.observer/filing/0000092230-24-000016","json":"https://secwatch.observer/filing/0000092230-24-000016.json","markdown":"https://secwatch.observer/filing/0000092230-24-000016.md","text":"https://secwatch.observer/filing/0000092230-24-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/92230/000009223024000016/0000092230-24-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/92230/000009223024000016/tfc-20240422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T15:05:31.749748+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ce9cb26327cdd82c6fbd20e06325769b372adf2f","claim":"TRUIST FINANCIAL CORP reported first quarter 2024 results: revenue 4.87 billion, net income $1.1 billion, EPS $0.81 per diluted share.","evidence_excerpt":"Truist reports first quarter 2024 results Net income of $1.1 billion, or $0.81 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/92230/000009223024000016/0000092230-24-000016-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2024"},{"label":"Revenue","value":"4.87 billion"},{"label":"Net income","value":"$1.1 billion"},{"label":"EPS","value":"$0.81 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}