{"schema_version":"secwatch.filing_event.v1","accession":"0000092230-24-000041","form_type":"8-K","ticker":"TFC","cik":"0000092230","company_name":"TRUIST FINANCIAL CORP","filed_at":"2024-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.372725+00:00","generated_at":"2026-05-31T18:52:46.078030+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Truist Q2 net income $826M ($0.62 EPS); adjusted EPS $0.91; announces $5B buyback; CET1 11.6%","bullets":["Net income available to common shareholders of $826M ($0.62 diluted EPS). Adjusted net income $1.24B ($0.91 adjusted EPS).","CET1 ratio rose to 11.6% from 10.1% due to sale of TIH; board authorized up to $5B in share repurchases through 2026.","Net interest margin expanded 14 bps to 3.03%; net interest income up 4.5% QoQ to $3.58B.","Noninterest income impacted by $6.7B securities losses from balance sheet repositioning; adjusted revenues up 3%.","Average loans down 0.7%, deposits down 0.3%; NCO ratio 58 bps, stable asset quality."],"urls":{"canonical":"https://secwatch.observer/filing/0000092230-24-000041","json":"https://secwatch.observer/filing/0000092230-24-000041.json","markdown":"https://secwatch.observer/filing/0000092230-24-000041.md","text":"https://secwatch.observer/filing/0000092230-24-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/92230/000009223024000041/0000092230-24-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/92230/000009223024000041/tfc-20240722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:52:46.078030+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}