earnings
confidence high
sentiment neutral
materiality 0.65
Truist Q1 net income $1.2B, EPS $0.87; avg loans up 1.1%, deposits up 0.6%
TRUIST FINANCIAL CORP
2025-Q1 EPS reported
$0.87
- Net income available to common shareholders $1.16B, diluted EPS $0.87; adjusted EPS also $0.87.
- Total TE revenue $4.95B, down 3.2% QoQ; net interest income $3.56B, down 2.4%.
- Noninterest expense down 4.3% to $2.91B; adjusted expense down 5.4% reflecting cost discipline.
- CET1 ratio 11.3%; repurchased $500M common shares; dividend $0.52/share per quarter.
- NCO ratio 0.60%; ALLL ratio 1.58%; net charge-offs $454M vs provision $458M.