earnings
confidence high
sentiment positive
materiality 0.75
Truist Q2 2025 net income $1.2B, EPS $0.90; CET1 11.0%, $750M buyback
TRUIST FINANCIAL CORP
2025-Q2 EPS reported
$1.78
- Net income available to common shareholders $1.18B, diluted EPS $0.90; adjusted diluted EPS $0.91.
- Average loans grew 2.0% ($6.2B) QoQ; deposits up 2.1% ($8.3B).
- CET1 ratio 11.0% (down 30bps QoQ); repurchased $750M common shares, total payout ratio 121%.
- Nonperforming loans decreased to 0.39% of loans (down 9bps); NCO ratio 0.51% (down 9bps QoQ).
- Net interest income (TE) up 2.3% QoQ to $3.64B; NIM stable at 3.02%.
item 2.02item 9.01