{"schema_version":"secwatch.filing_event.v1","accession":"0000092230-26-000006","form_type":"8-K","ticker":"TFC","cik":"0000092230","company_name":"TRUIST FINANCIAL CORP","filed_at":"2026-01-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.040243+00:00","generated_at":"2026-05-16T11:00:24.417452+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"confidence":"high","headline":"Truist changes income statement presentation; provides reclassified historical data","bullets":["Effective Dec 31, 2025, Truist reclassified treasury management fees to 'Card and treasury management fees' from 'Other deposit revenue'.","Operating lease income and depreciation now included in 'Other income' and 'Other expense'.","Restructuring charges reclassified to natural expense categories (personnel, occupancy, etc.) from a separate line.","Historical quarterly data from Q1 2024 to Q3 2025 retroactively adjusted; no restatement of previously reported net income.","Changes align financial reporting with how Truist manages its businesses."],"urls":{"canonical":"https://secwatch.observer/filing/0000092230-26-000006","json":"https://secwatch.observer/filing/0000092230-26-000006.json","markdown":"https://secwatch.observer/filing/0000092230-26-000006.md","text":"https://secwatch.observer/filing/0000092230-26-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/92230/000009223026000006/0000092230-26-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/92230/000009223026000006/tfc-20260112.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T11:00:24.417452+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}