{"schema_version":"secwatch.filing_event.v1","accession":"0000092230-26-000023","form_type":"8-K","ticker":"TFC","cik":"0000092230","company_name":"TRUIST FINANCIAL CORP","filed_at":"2026-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.040394+00:00","generated_at":"2026-05-16T09:27:25.874531+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Truist Q4 net income $1.3B ($1.00 EPS); announces $10B buyback authorization","bullets":["Net income available to common shareholders $1.29B, diluted EPS $1.00, down from $1.04 in Q3.","Revenue $5.25B (+1.1% linked quarter); NIM-TE up 6 bps to 3.07%.","Noninterest expense $3.17B (+5.2% linked Q) includes $130M legal settlement accrual and $63M severance.","Average loans and leases HFI $324.8B (+1.3% linked Q); deposits flat at $396B.","CET1 ratio 10.8%; repurchased $750M common stock; Board authorized up to $10B repurchase program with no expiry."],"urls":{"canonical":"https://secwatch.observer/filing/0000092230-26-000023","json":"https://secwatch.observer/filing/0000092230-26-000023.json","markdown":"https://secwatch.observer/filing/0000092230-26-000023.md","text":"https://secwatch.observer/filing/0000092230-26-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/92230/000009223026000023/0000092230-26-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/92230/000009223026000023/tfc-20260121.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:27:25.874531+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}