{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-22-000089","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.221147+00:00","generated_at":"2026-06-22T23:12:05.178533+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Fire Group estimates Q3 pre-tax catastrophe losses of $27M, expects net loss of $0.89-$0.93 per share","bullets":["Estimated pre-tax catastrophe losses of $27M in Q3 2022, of which ~$14M from Hurricane Ian.","GAAP combined ratio estimated between 110% and 114% for Q3 2022.","Net loss per diluted share estimated in range of $0.89 to $0.93; adjusted operating loss per share of $0.45 to $0.49.","Management cites rising inflation and volatile financial markets as additional challenges beyond catastrophe losses."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-22-000089","json":"https://secwatch.observer/filing/0000101199-22-000089.json","markdown":"https://secwatch.observer/filing/0000101199-22-000089.md","text":"https://secwatch.observer/filing/0000101199-22-000089.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119922000089/0000101199-22-000089-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119922000089/ufcs-20221027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:12:05.178533+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"09e24f3086932d4dcc5d7decdacaa7abc3667107","claim":"UNITED FIRE GROUP INC reported third quarter 2022 results: net income net loss in the range of $0.89 to $0.93 per diluted share.","evidence_excerpt":"On October 27, 2022, United Fire Group, Inc. issued a press release announcing certain estimates of its financial results for the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101199/000010119922000089/0000101199-22-000089-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2022"},{"label":"Net income","value":"net loss in the range of $0.89 to $0.93 per diluted share"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}