---
schema_version: "secwatch.filing_event.v1"
accession: "0000101199-22-000089"
form_type: "8-K"
ticker: "UFCS"
cik: "0000101199"
company_name: "UNITED FIRE GROUP INC"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-22T23:12:05.178533+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# United Fire Group estimates Q3 pre-tax catastrophe losses of $27M, expects net loss of $0.89-$0.93 per share

## Summary
- Estimated pre-tax catastrophe losses of $27M in Q3 2022, of which ~$14M from Hurricane Ian.
- GAAP combined ratio estimated between 110% and 114% for Q3 2022.
- Net loss per diluted share estimated in range of $0.89 to $0.93; adjusted operating loss per share of $0.45 to $0.49.
- Management cites rising inflation and volatile financial markets as additional challenges beyond catastrophe losses.

## SEC filing metadata
- accession: 0000101199-22-000089
- form_type: 8-K
- ticker: UFCS
- cik: 0000101199
- company_name: UNITED FIRE GROUP INC
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101199/000010119922000089/0000101199-22-000089-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101199/000010119922000089/ufcs-20221027.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000101199-22-000089
- JSON: https://secwatch.observer/filing/0000101199-22-000089.json
- Plain text: https://secwatch.observer/filing/0000101199-22-000089.txt

## Key facts
- Earnings Releases
  UNITED FIRE GROUP INC reported third quarter 2022 results: net income net loss in the range of $0.89 to $0.93 per diluted share.
  - Period: third quarter 2022
  - Net income: net loss in the range of $0.89 to $0.93 per diluted share
  - Result: preliminary results
  source text: On October 27, 2022, United Fire Group, Inc. issued a press release announcing certain estimates of its financial results for the third quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/101199/000010119922000089/0000101199-22-000089-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.