{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-23-000033","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2023-05-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.582280+00:00","generated_at":"2026-06-15T11:48:42.128596+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"United Fire Group Q1 net income $0.7M ($0.03 EPS); combined ratio 104.0% vs 89.5% YoY","bullets":["Net income $0.7M ($0.03 diluted EPS); adjusted operating income $2.1M ($0.08 diluted) vs $28.7M ($1.13) YoY.","Net premiums written $273.3M, up 13.4%; core commercial lines grew 9.6%.","GAAP combined ratio 104.0% (vs 89.5%), driven by underlying loss ratio 63.5% (+6 pts) and expense ratio 35.8% (+2 pts).","Catastrophe loss ratio 4.6% (+2.0 pts); net investment income $12.7M, up 12.8%.","Book value per share $29.80 (+1.5% from Dec 2022); quarterly dividend $0.16 declared."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-23-000033","json":"https://secwatch.observer/filing/0000101199-23-000033.json","markdown":"https://secwatch.observer/filing/0000101199-23-000033.md","text":"https://secwatch.observer/filing/0000101199-23-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119923000033/0000101199-23-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119923000033/ufcs-20230508.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T11:48:42.128596+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"eca7e2577be47853b723adb0ceb463c89b0e3ba6","claim":"UNITED FIRE GROUP INC reported the quarter ended March 31, 2023 results: net income $0.7 million ($0.03 per diluted share), EPS $0.03 per diluted share.","evidence_excerpt":"On May 8, 2023, United Fire Group, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101199/000010119923000033/0000101199-23-000033-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$0.7 million ($0.03 per diluted share)"},{"label":"EPS","value":"$0.03 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}