{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-23-000054","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2023-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.859174+00:00","generated_at":"2026-06-12T21:37:32.469387+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"UFG reports preliminary Q2 net loss of $2.23/share; reserves strengthened by $53M","bullets":["Net loss of $2.23 per diluted share; adjusted operating loss of $2.27 per diluted share.","Pre-tax reserve strengthening of $53M for prior accident years (20.8 points of earned premium).","Estimated pre-tax catastrophe losses of $33M (13.0 points of earned premium); 18 separate weather events.","GAAP combined ratio estimated at 133% for Q2 2023.","Property average premium increased 19% (rate +12%, exposure +7%) in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-23-000054","json":"https://secwatch.observer/filing/0000101199-23-000054.json","markdown":"https://secwatch.observer/filing/0000101199-23-000054.md","text":"https://secwatch.observer/filing/0000101199-23-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119923000054/0000101199-23-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119923000054/ufcs-20230731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T21:37:32.469387+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"829185180ee4beaf3daed08d128c2a90eb5d5758","claim":"UNITED FIRE GROUP INC reported second quarter of 2023 results: net income $(2.23) per diluted share, EPS $(2.27) per diluted share (adjusted operating loss).","evidence_excerpt":"announced today preliminary earnings estimates for the second quarter 2023 results, including net loss of $2.23 per diluted share, and an adjusted operating loss of $2.27 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/101199/000010119923000054/0000101199-23-000054-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter of 2023"},{"label":"Net income","value":"$(2.23) per diluted share"},{"label":"EPS","value":"$(2.27) per diluted share (adjusted operating loss)"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}