{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-24-000054","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2024-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.870725+00:00","generated_at":"2026-05-31T12:04:13.875440+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Fire Group Q2 net loss $0.11/diluted share; adjusted op loss $0.07; rating error charge $3.2M","bullets":["Net loss of $2.7M ($0.11 per diluted share); adjusted operating loss of $0.07 per diluted share.","Net premiums written up 9.0% to $326.1M; net investment income +59.2% to $18.0M.","GAAP combined ratio improved 27.4 pts to 105.6%; underlying combined ratio improved 4.8 pts to 94.4%.","Recorded $3.2M pre-tax charge for estimated contingent liability from rating errors on umbrella/general liability policies.","Completed $70M private placement of 9.0% senior unsecured notes due 2039 to support growth."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-24-000054","json":"https://secwatch.observer/filing/0000101199-24-000054.json","markdown":"https://secwatch.observer/filing/0000101199-24-000054.md","text":"https://secwatch.observer/filing/0000101199-24-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119924000054/0000101199-24-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119924000054/ufcs-20240806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T12:04:13.875440+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}