---
schema_version: "secwatch.filing_event.v1"
accession: "0000101199-24-000054"
form_type: "8-K"
ticker: "UFCS"
cik: "0000101199"
company_name: "UNITED FIRE GROUP INC"
filed_at: "2024-08-06T23:59:59+00:00"
generated_at: "2026-05-31T12:04:13.875440+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# United Fire Group Q2 net loss $0.11/diluted share; adjusted op loss $0.07; rating error charge $3.2M

## Summary
- Net loss of $2.7M ($0.11 per diluted share); adjusted operating loss of $0.07 per diluted share.
- Net premiums written up 9.0% to $326.1M; net investment income +59.2% to $18.0M.
- GAAP combined ratio improved 27.4 pts to 105.6%; underlying combined ratio improved 4.8 pts to 94.4%.
- Recorded $3.2M pre-tax charge for estimated contingent liability from rating errors on umbrella/general liability policies.
- Completed $70M private placement of 9.0% senior unsecured notes due 2039 to support growth.

## SEC filing metadata
- accession: 0000101199-24-000054
- form_type: 8-K
- ticker: UFCS
- cik: 0000101199
- company_name: UNITED FIRE GROUP INC
- filed_at: 2024-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101199/000010119924000054/0000101199-24-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101199/000010119924000054/ufcs-20240806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000101199-24-000054
- JSON: https://secwatch.observer/filing/0000101199-24-000054.json
- Plain text: https://secwatch.observer/filing/0000101199-24-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.