{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-24-000065","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2024-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.356215+00:00","generated_at":"2026-05-30T05:03:59.578448+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"United Fire Q3 net income $19.7M ($0.76 EPS); premiums up 23% to $305.6M","bullets":["Adjusted operating EPS of $0.81; net investment income rose 49% to $24.5M.","GAAP combined ratio improved 3.8 points to 98.2%; underlying combined ratio 93.8%.","Net written premiums grew 23% to $305.6M driven by core commercial and assumed reinsurance.","Book value per share $31.01, up $1.97 from Dec 31, 2023; after-tax unrealized loss reduced to $35.8M.","Iowa Insurance Division resolved rating-error issue with no financial impact; other state discussions ongoing."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-24-000065","json":"https://secwatch.observer/filing/0000101199-24-000065.json","markdown":"https://secwatch.observer/filing/0000101199-24-000065.md","text":"https://secwatch.observer/filing/0000101199-24-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119924000065/0000101199-24-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119924000065/ufcs-20241105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T05:03:59.578448+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}