---
schema_version: "secwatch.filing_event.v1"
accession: "0000101199-24-000065"
form_type: "8-K"
ticker: "UFCS"
cik: "0000101199"
company_name: "UNITED FIRE GROUP INC"
filed_at: "2024-11-05T23:59:59+00:00"
generated_at: "2026-05-30T05:03:59.578448+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# United Fire Q3 net income $19.7M ($0.76 EPS); premiums up 23% to $305.6M

## Summary
- Adjusted operating EPS of $0.81; net investment income rose 49% to $24.5M.
- GAAP combined ratio improved 3.8 points to 98.2%; underlying combined ratio 93.8%.
- Net written premiums grew 23% to $305.6M driven by core commercial and assumed reinsurance.
- Book value per share $31.01, up $1.97 from Dec 31, 2023; after-tax unrealized loss reduced to $35.8M.
- Iowa Insurance Division resolved rating-error issue with no financial impact; other state discussions ongoing.

## SEC filing metadata
- accession: 0000101199-24-000065
- form_type: 8-K
- ticker: UFCS
- cik: 0000101199
- company_name: UNITED FIRE GROUP INC
- filed_at: 2024-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101199/000010119924000065/0000101199-24-000065-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101199/000010119924000065/ufcs-20241105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000101199-24-000065
- JSON: https://secwatch.observer/filing/0000101199-24-000065.json
- Plain text: https://secwatch.observer/filing/0000101199-24-000065.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.