{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-25-000006","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2025-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.689951+00:00","generated_at":"2026-05-26T23:12:31.853046+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"UFG Q4 net income $31.4M ($1.21/sh); combined ratio 94.4% improves 4.8 pts YoY","bullets":["Adjusted operating income $1.25 per diluted share; full year net income $62.0M ($2.39/sh).","Net written premiums up 13% to $278.5M in Q4; full year $1.2B (+15%), highest in 79-year history.","Net investment income rose 21.2% to $23.2M in Q4; full year +37.5% to $82.0M.","Underlying combined ratio improved 1.6 pts to 92.8% in Q4; full year 93.8%.","Resolved rating errors with no financial impact; estimates $7M-$10M in CA wildfire losses."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-25-000006","json":"https://secwatch.observer/filing/0000101199-25-000006.json","markdown":"https://secwatch.observer/filing/0000101199-25-000006.md","text":"https://secwatch.observer/filing/0000101199-25-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119925000006/0000101199-25-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119925000006/ufcs-20250211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T23:12:31.853046+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}