{"schema_version":"secwatch.filing_event.v1","accession":"0000101199-25-000025","form_type":"8-K","ticker":"UFCS","cik":"0000101199","company_name":"UNITED FIRE GROUP INC","filed_at":"2025-05-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.143822+00:00","generated_at":"2026-05-22T10:27:35.481576+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"United Fire Q1 net income up 31% to $17.7M; record net written premium $335.4M","bullets":["Net income $17.7M ($0.67 diluted EPS); adjusted operating income $18.3M ($0.70 diluted EPS).","Net investment income rose 44% to $23.5M on higher fixed maturity income and improved LP valuations.","Combined ratio 99.4% (+0.5 pts); underlying loss ratio improved 2.9 pts to 56.5%.","Net written premium grew 4% to a record $335.4M; core commercial renewal premiums up 11.7%.","California wildfires contributed 2.6 pts to the 5.0% catastrophe loss ratio."],"urls":{"canonical":"https://secwatch.observer/filing/0000101199-25-000025","json":"https://secwatch.observer/filing/0000101199-25-000025.json","markdown":"https://secwatch.observer/filing/0000101199-25-000025.md","text":"https://secwatch.observer/filing/0000101199-25-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101199/000010119925000025/0000101199-25-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101199/000010119925000025/ufcs-20250506.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T10:27:35.481576+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}