UFG Q2 net income $22.9M ($0.87 EPS), record written premium $372.9M, combined ratio 96.4%

UNITED FIRE GROUP INC

2025-Q2 EPS reported $1.54 revenue$666,588,000

Net income $22.9M ($0.87 diluted EPS) vs loss of $2.8M in Q2 2024; adjusted operating income $23.7M ($0.90).
Net written premium grew 14% to $372.9M, a record; core commercial lines led growth with rates up 7.6%.
Combined ratio improved 9.2 pts to 96.4%; underlying combined ratio improved 1.9 pts to 92.5%.
Net investment income increased 20% to $21.7M on higher fixed maturity income.
Book value per share rose $2.38 to $33.18; adjusted book value per share rose $1.29 to $34.93.

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