---
schema_version: "secwatch.filing_event.v1"
accession: "0000101199-26-000006"
form_type: "8-K"
ticker: "UFCS"
cik: "0000101199"
company_name: "UNITED FIRE GROUP INC"
filed_at: "2026-02-11T23:59:59+00:00"
generated_at: "2026-05-16T03:11:59.501418+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# UFG Q4 net income $38.4M ($1.45/diluted); combined ratio 92.3%; dividend +25% to $0.20

## Summary
- Net income increased $6.9M YoY to $38.4M ($1.45 diluted EPS); adjusted operating income $1.50/diluted.
- Full year net written premium up 9% to $1.3B; combined ratio improved 4.4 pts to 94.8%.
- Net investment income Q4 +14% to $26.4M; full year +19% to $97.5M.
- Board declared 25% dividend increase to $0.20/share, payable March 10 to record Feb 24.
- Book value per share increased $6.08 to $36.88 as of Dec 31, 2025.

## SEC filing metadata
- accession: 0000101199-26-000006
- form_type: 8-K
- ticker: UFCS
- cik: 0000101199
- company_name: UNITED FIRE GROUP INC
- filed_at: 2026-02-11T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101199/000010119926000006/0000101199-26-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101199/000010119926000006/ufcs-20260209.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000101199-26-000006
- JSON: https://secwatch.observer/filing/0000101199-26-000006.json
- Plain text: https://secwatch.observer/filing/0000101199-26-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.