United Fire Group Q2 net income up 45% to $33.4M; combined ratio improves to 95.3%

UNITED FIRE GROUP INC

Net income $33.4M ($1.29 diluted EPS), up 45% YoY; adjusted operating income $33.7M ($1.30 diluted EPS), up 42%.
Net written premium increased 9% to $406.4M; net investment income up 33% to $28.9M.
Combined ratio improved 1.1 points to 95.3% (underlying combined ratio 92.6%); catastrophe loss ratio 2.7%.
Book value per share $38.02, adjusted book value $39.72; ROE 13.2% for H1 2026.
CEO cites best Q2 combined ratio in 15+ years, record net income and net written premium.

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