---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-23-000004"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T07:42:53.983627+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Univest Financial Q4 net income $23.8M, EPS $0.81, loan growth 16% YoY

## Summary
- Net income $23.8M ($0.81 diluted EPS) vs $17.4M ($0.59) in Q4 2021.
- Gross loans ex-PPP increased $842.8M or 16% YoY; annualized QoQ growth 18.8%.
- Q4 included $526k BOLI death benefit ($0.02 EPS) and $184k restructuring charges from branch consolidation.

## SEC filing metadata
- accession: 0000102212-23-000004
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221223000004/0000102212-23-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221223000004/uvsp-20230125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-23-000004
- JSON: https://secwatch.observer/filing/0000102212-23-000004.json
- Plain text: https://secwatch.observer/filing/0000102212-23-000004.txt

## Key facts
- Earnings Releases
  UNIVEST FINANCIAL Corp reported the quarter ended December 31, 2022 results: net income $23.8 million, EPS $0.81 diluted earnings per share.
  - Period: the quarter ended December 31, 2022
  - Net income: $23.8 million
  - EPS: $0.81 diluted earnings per share
  - Result: reported results
  source text: announced net income for the quarter ended December 31, 2022 was $23.8 million, or $0.81 diluted earnings per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/102212/000010221223000004/0000102212-23-000004-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.