---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-23-000058"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T07:36:51.454522+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Univest Q3 net income $17.0M ($0.58 EPS), down 18% YoY; margin shrinks to 2.96%

## Summary
- Net income $17.0M ($0.58 diluted EPS) vs $20.8M ($0.71) in Q3 2022, down ~18%.
- Net interest margin (tax-equivalent) 2.96%, down from 3.14% prior quarter and 3.67% a year ago.
- Loans and leases grew $112.7M (1.7%) from June 30; total deposits up $451.8M (7.5%).
- Nonperforming assets $40.1M at Sept 30, up from $34.5M at June 30 and $33.0M a year ago.
- Board appointed Anne Vazquez as Alternate Director effective Dec 1, 2023; dividend maintained at $0.21/share.

## SEC filing metadata
- accession: 0000102212-23-000058
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221223000058/0000102212-23-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221223000058/uvsp-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-23-000058
- JSON: https://secwatch.observer/filing/0000102212-23-000058.json
- Plain text: https://secwatch.observer/filing/0000102212-23-000058.txt

## Key facts
- Executive change
  Anne Vazquez was appointed as Alternate Director at UNIVEST FINANCIAL Corp.
  - Action: appointed
  - Role: Alternate Director
  source text: On October 25, 2023, the Board of Directors of the Corporation appointed Anne Vazquez to serve as an Alternate Director of the Corporation, effective December 1, 2023
  evidence_url: https://www.sec.gov/Archives/edgar/data/102212/000010221223000058/0000102212-23-000058-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.