---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-24-000055"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2024-10-24T23:59:59+00:00"
generated_at: "2026-05-30T10:18:39.740757+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Univest Q3 net income $18.6M ($0.63 EPS), up 9% YoY; loan growth 2.8% annualized

## Summary
- Q3 2024 net income $18.6M, diluted EPS $0.63 vs $0.58 a year ago; net interest income $53.2M, down 0.7% YoY but up 4.3% linked quarter.
- Loans grew $45.9M (0.7%) from Q2; total deposits up $358.8M (5.5%) driven by seasonal public funds. Noninterest-bearing deposits 19.3% of total.
- Noninterest income $20.2M (+7.8% YoY) on higher investment advisory and insurance fees; expenses down 0.9% to $48.6M.
- Nonperforming assets flat at $36.6M; provision for credit losses $1.4M vs $2.0M last year. Allowance 1.28% of loans.
- Declared $0.21/share dividend (payable Nov 20); repurchased 156,728 shares; board authorized additional 1M shares for repurchase.

## SEC filing metadata
- accession: 0000102212-24-000055
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2024-10-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221224000055/0000102212-24-000055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221224000055/uvsp-20241023.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-24-000055
- JSON: https://secwatch.observer/filing/0000102212-24-000055.json
- Plain text: https://secwatch.observer/filing/0000102212-24-000055.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.