{"schema_version":"secwatch.filing_event.v1","accession":"0000102212-25-000003","form_type":"8-K","ticker":"UVSP","cik":"0000102212","company_name":"UNIVEST FINANCIAL Corp","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.720837+00:00","generated_at":"2026-05-27T12:52:32.231418+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Univest Q4 2024 EPS up 18% to $0.65; NIM expands to 2.88% on tax-equivalent basis","bullets":["Net income $18.9M ($0.65 EPS) vs $16.3M ($0.55 EPS) in Q4 2023, up 18.2%.","Net interest income $55.5M (+5.1% YoY); NIM (tax-equivalent) 2.88% vs 2.84% YoY.","Nonperforming assets fell to $33.2M from $40.1M YoY; provision for credit losses $2.4M.","Loans grew $259.4M (3.9%) YoY; deposits up $383.5M (6.0%) YoY.","Quarterly dividend $0.21/share declared; repurchased 139,492 shares in Q4 at avg $29.97."],"urls":{"canonical":"https://secwatch.observer/filing/0000102212-25-000003","json":"https://secwatch.observer/filing/0000102212-25-000003.json","markdown":"https://secwatch.observer/filing/0000102212-25-000003.md","text":"https://secwatch.observer/filing/0000102212-25-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/102212/000010221225000003/0000102212-25-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/102212/000010221225000003/uvsp-20250122.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T12:52:32.231418+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}