---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-25-000003"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2025-01-23T23:59:59+00:00"
generated_at: "2026-05-27T12:52:32.231418+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Univest Q4 2024 EPS up 18% to $0.65; NIM expands to 2.88% on tax-equivalent basis

## Summary
- Net income $18.9M ($0.65 EPS) vs $16.3M ($0.55 EPS) in Q4 2023, up 18.2%.
- Net interest income $55.5M (+5.1% YoY); NIM (tax-equivalent) 2.88% vs 2.84% YoY.
- Nonperforming assets fell to $33.2M from $40.1M YoY; provision for credit losses $2.4M.
- Loans grew $259.4M (3.9%) YoY; deposits up $383.5M (6.0%) YoY.
- Quarterly dividend $0.21/share declared; repurchased 139,492 shares in Q4 at avg $29.97.

## SEC filing metadata
- accession: 0000102212-25-000003
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2025-01-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221225000003/0000102212-25-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221225000003/uvsp-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-25-000003
- JSON: https://secwatch.observer/filing/0000102212-25-000003.json
- Plain text: https://secwatch.observer/filing/0000102212-25-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.