{"schema_version":"secwatch.filing_event.v1","accession":"0000102212-25-000024","form_type":"8-K","ticker":"UVSP","cik":"0000102212","company_name":"UNIVEST FINANCIAL Corp","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.141677+00:00","generated_at":"2026-05-18T01:52:08.871919+00:00","sec_items":["2.02","5.03","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Univest Q2 net income rises to $20M ($0.69 EPS); fraud charge-off and NPA increase","bullets":["Net income $20.0M ($0.69 diluted EPS) vs $18.1M ($0.62) YoY, up 10.5%.","Net interest income $59.5M (+16.7% YoY); NIM expanded to 3.20% (tax-eq) from 2.84%.","Nonperforming assets $50.6M (up from $34.0M at Mar 25); $23.7M commercial loan on nonaccrual for suspected fraud, leading to $7.3M charge-off.","Provision for credit losses $5.7M (vs $2.3M prior qtr); allowance 1.28% unchanged.","Declared $0.22/share dividend payable Aug 20; repurchased 172,757 shares at avg $28.45."],"urls":{"canonical":"https://secwatch.observer/filing/0000102212-25-000024","json":"https://secwatch.observer/filing/0000102212-25-000024.json","markdown":"https://secwatch.observer/filing/0000102212-25-000024.md","text":"https://secwatch.observer/filing/0000102212-25-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/102212/000010221225000024/0000102212-25-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/102212/000010221225000024/uvsp-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:52:08.871919+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"b034202654f0fd6568a62e00770fce301e993af4","claim":"UNIVEST FINANCIAL Corp: Amended Bylaws to clarify existing plurality voting standard for annual director elections (effective 2025-07-23).","evidence_excerpt":"On July 23, 2025, the Board of Directors of the Corporation amended the Corporation's Bylaws to clarify the existing plurality voting standard to be used in the annual election of directors.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/102212/000010221225000024/0000102212-25-000024-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"bylaw amendment"},{"label":"Effective","value":"2025-07-23"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}