---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-25-000024"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T01:52:08.871919+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Univest Q2 net income rises to $20M ($0.69 EPS); fraud charge-off and NPA increase

## Summary
- Net income $20.0M ($0.69 diluted EPS) vs $18.1M ($0.62) YoY, up 10.5%.
- Net interest income $59.5M (+16.7% YoY); NIM expanded to 3.20% (tax-eq) from 2.84%.
- Nonperforming assets $50.6M (up from $34.0M at Mar 25); $23.7M commercial loan on nonaccrual for suspected fraud, leading to $7.3M charge-off.
- Provision for credit losses $5.7M (vs $2.3M prior qtr); allowance 1.28% unchanged.
- Declared $0.22/share dividend payable Aug 20; repurchased 172,757 shares at avg $28.45.

## SEC filing metadata
- accession: 0000102212-25-000024
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 5.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221225000024/0000102212-25-000024-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221225000024/uvsp-20250723.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-25-000024
- JSON: https://secwatch.observer/filing/0000102212-25-000024.json
- Plain text: https://secwatch.observer/filing/0000102212-25-000024.txt

## Key facts
- Governance Changes
  UNIVEST FINANCIAL Corp: Amended Bylaws to clarify existing plurality voting standard for annual director elections (effective 2025-07-23).
  - Change: bylaw amendment
  - Effective: 2025-07-23
  source text: On July 23, 2025, the Board of Directors of the Corporation amended the Corporation's Bylaws to clarify the existing plurality voting standard to be used in the annual election of directors.
  evidence_url: https://www.sec.gov/Archives/edgar/data/102212/000010221225000024/0000102212-25-000024-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.