---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-25-000025"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2025-10-23T23:59:59+00:00"
generated_at: "2026-05-17T02:24:49.342740+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Univest Q3 net income rises to $25.6M from $18.6M YoY; deposits surge 9.7% QoQ

## Summary
- Net income $25.6M ($0.89 EPS) vs $18.6M ($0.63) in Q3 2024; includes $967k BOLI death benefits.
- Net interest income $61.3M, up 15.3% YoY; NIM (tax-equiv) 3.17% vs 2.82%.
- Total deposits increased $635.5M (9.7%) from Q2 2025, led by seasonal public funds.
- Nonperforming assets $52.1M vs $36.6M a year ago; $23.7M loan on nonaccrual due to suspected fraud.
- Declared $0.22/share dividend payable Nov 19; repurchased 255k shares at avg $30.16.

## SEC filing metadata
- accession: 0000102212-25-000025
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2025-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221225000025/0000102212-25-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221225000025/uvsp-20251022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-25-000025
- JSON: https://secwatch.observer/filing/0000102212-25-000025.json
- Plain text: https://secwatch.observer/filing/0000102212-25-000025.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.