---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-26-000005"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:14:43.378461+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Univest Q4 2025 net income $22.7M ($0.79 EPS), up 21.5% YoY; NIM expands to 3.10%

## Summary
- Q4 2025 diluted EPS $0.79 vs $0.65 in Q4 2024, a 21.5% increase; full-year EPS $3.13 vs $2.58.
- Net interest income $62.5M (+12.8% YoY); tax-equivalent NIM 3.10% vs 2.88% a year ago.
- Nonperforming assets fell to $37.8M at Dec 31, 2025 from $52.1M at Sep 30, 2025.
- Quarterly dividend $0.22/share declared; share repurchase authorization increased by 2M shares.
- Repurchased 479,690 shares in Q4 at avg $31.82; 2.27M shares remain available.

## SEC filing metadata
- accession: 0000102212-26-000005
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221226000005/0000102212-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221226000005/uvsp-20260128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-26-000005
- JSON: https://secwatch.observer/filing/0000102212-26-000005.json
- Plain text: https://secwatch.observer/filing/0000102212-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.