---
schema_version: "secwatch.filing_event.v1"
accession: "0000102212-26-000033"
form_type: "8-K"
ticker: "UVSP"
cik: "0000102212"
company_name: "UNIVEST FINANCIAL Corp"
filed_at: "2026-07-23T12:30:25+00:00"
generated_at: "2026-07-23T12:35:25.329871+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Univest Q2 net income $23.0M ($0.82 EPS), up 18.8% YoY; NIM expands to 3.49%

## Summary
- Net income $23.0M ($0.82 diluted EPS) vs $20.0M ($0.69) in Q2 2025, an 18.8% EPS increase.
- Net interest margin (tax-equivalent) 3.49%, up from 3.33% in Q1 2026 and 3.20% in Q2 2025.
- Loans grew 1.5% from March 31, 2026 (6.0% annualized); deposits up 1.8% (7.2% annualized).
- Nonperforming assets rose to $63.0M from $41.2M at March 31, 2026, driven by a $28.6M commercial loan placed on nonaccrual.
- Declared $0.23 quarterly dividend, payable Aug 19; repurchased 425,539 shares at avg $38.71 in Q2.

## SEC filing metadata
- accession: 0000102212-26-000033
- form_type: 8-K
- ticker: UVSP
- cik: 0000102212
- company_name: UNIVEST FINANCIAL Corp
- filed_at: 2026-07-23T12:30:25+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/102212/000010221226000033/0000102212-26-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/102212/000010221226000033/uvsp-20260722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000102212-26-000033
- JSON: https://secwatch.observer/filing/0000102212-26-000033.json
- Plain text: https://secwatch.observer/filing/0000102212-26-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.