secwatch.observer — SEC 8-K summary
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Issuer:     ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
CIK:        0000109380
Form:       8-K
Filed at:   2022-01-24T23:59:59+00:00
Accession:  0000109380-22-000006
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Zions Bancorp Q4 net earnings $207M, EPS $1.34; NIM narrows to 2.58% on deposit growth
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- Net earnings $207M ($1.34 diluted EPS) vs $275M ($1.66) a year ago; full-year 2021 EPS $6.79 vs $3.02.
- Net interest margin fell to 2.58% from 2.95% on strong deposit growth; deposits up 19% to $82.8B.
- Excluding PPP, loans grew $1.1B (2%) YoY; credit quality strong with net charge-offs 0.01% annualized.
- CET1 ratio 10.2%; common share repurchases of $325M (5.0M shares) during Q4.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/109380/000010938022000006/0000109380-22-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/109380/000010938022000006/zion-20220124.htm
  HTML page:      https://secwatch.observer/filing/0000109380-22-000006

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