secwatch.observer — SEC 8-K summary
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Issuer:     ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
CIK:        0000109380
Form:       8-K
Filed at:   2022-04-01T23:59:59+00:00
Accession:  0000109380-22-000131
Event type: other
Sentiment:  neutral
Materiality: 0.20
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Zions Bancorp revises noninterest expense presentation; net income unchanged
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- New "Technology, telecom, and information processing" line includes hardware depreciation, software amortization, data processing.
- Combined "Occupancy and equipment, net" replaces separate occupancy and furniture lines.
- "Marketing and business development" replaces "Advertising" and adds donations, public relations.
- "Deposit insurance and regulatory expense" replaces "FDIC premiums" and adds other regulatory costs.
- Changes applied retrospectively from Jan 1, 2020; no impact on net income, net interest income, or noninterest income.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/109380/000010938022000131/0000109380-22-000131-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/109380/000010938022000131/zions-20220401.htm
  HTML page:      https://secwatch.observer/filing/0000109380-22-000131

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