secwatch.observer — SEC 8-K summary
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Issuer:     ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
CIK:        0000109380
Form:       8-K
Filed at:   2022-07-26T23:59:59+00:00
Accession:  0000109380-22-000166
Event type: earnings
Sentiment:  neutral
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Zions Bancorp Q2 net earnings $195M, EPS $1.29, down 44% YoY; loan growth 10% ex-PPP
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- Net earnings $195M, diluted EPS $1.29, compared with $345M ($2.08) in Q2 2021.
- Net interest income $593M, up 7% YoY; net interest margin 2.87% vs 2.79% a year ago.
- Loans and leases $52.4B, up 2%; ex-PPP loans up 10% YoY; average non-PPP loans up 12% annualized.
- Nonperforming assets $201M (0.4% of loans), down from $308M; net charge-offs annualized 0.07%.
- Estimated CET1 ratio 9.9%; common stock repurchases of 0.9M shares for $50M during Q2.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/109380/000010938022000166/0000109380-22-000166-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/109380/000010938022000166/zion-20220726.htm
  HTML page:      https://secwatch.observer/filing/0000109380-22-000166

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer