Zions Bancorp Q4 net earnings $277M, EPS $1.84 vs $1.34 a year ago; NIM expands to 3.53%

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/

2022-FY EPS reported $5.79 revenue$614,000,000

Net earnings of $277M, diluted EPS $1.84, up from $207M and $1.34 in Q4 2021.
Net interest margin rose to 3.53% from 2.58%; net interest income up 30% to $720M.
Loans and leases $55.7B (+9% YoY); deposits $71.7B (-13%); loan-to-deposit ratio 78%.
Pre-provision net revenue $412M (+36%); adjusted PPNR $420M (+46%).
Estimated CET1 ratio 9.7% (vs 10.2%); nonperforming assets 0.3% of loans (improved from 0.5%).

item 2.02 item 9.01

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ reported the quarter ended December 31, 2022 results: net income $277 million, EPS $1.84.

Period: the quarter ended December 31, 2022
Net income: $277 million
EPS: $1.84
Result: reported results

Exact text from the filing

Zions Bancorporation, N.A. reports: 4Q22 Net Earnings of $277 million, diluted EPS of $1.84

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Source: SEC EDGAR

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