secwatch.observer — SEC 8-K summary
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Issuer:     ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)
CIK:        0000109380
Form:       8-K
Filed at:   2024-04-22T23:59:59+00:00
Accession:  0000109380-24-000092
Event type: earnings
Sentiment:  negative
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Zions Q1 net earnings $143M ($0.96 EPS) vs $198M ($1.33 EPS) YoY; NIM 2.94%
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- Net earnings $143M, diluted EPS $0.96, compared with $198M and $1.33 in 1Q23.
- Net interest income $586M (-14% YoY); NIM 2.94% vs 3.33% a year ago.
- Provision for credit losses $13M, down from $45M; net charge-offs annualized 0.04%.
- Loans and leases $58.1B (+3%); total deposits $74.2B (+7%); CET1 ratio 10.4% vs 9.9%.
- Completed core conversion for Amegy Bank and Nevada State Bank to TCS BaNCS platform; rest later summer.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/109380/000010938024000092/0000109380-24-000092-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/109380/000010938024000092/zion-20240422.htm
  HTML page:      https://secwatch.observer/filing/0000109380-24-000092

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer