8-K
filed July 22, 2024, 7:59 PM ET
ticker ZION
CIK 0000109380
earnings
confidence high
sentiment positive
materiality 0.70
Zions Bancorp Q2 net earnings $190M, diluted EPS $1.28; NIM expands to 2.98%
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
2024-Q2 EPS reported
$2.24
revenue$305,000,000
- Net earnings $190M ($1.28 diluted EPS) vs $166M ($1.11) in Q2 2023; revenue/net interest income $597M, up 1%.
- Net interest margin 2.98%, up from 2.92% a year ago; estimated CET1 ratio improved to 10.6% from 10.0%.
- Loans and leases $58.4B, up 3%; provision for credit losses only $5M (vs $46M); net charge-offs annualized 0.10%.
- Nonperforming assets rose to $265M (0.45% of loans) from $164M (0.29%); customer deposits $69.5B, up 5%.
- Completed FutureCore core processing system conversion; tangible book value per share up 20% YoY.
Machine-readable event card
- schema_version
- secwatch.filing_event.v1
- accession
- 0000109380-24-000119
- form_type
- 8-K
- ticker
- ZION
- cik
- 0000109380
- company_name
- ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/
- filed_at
- 2024-07-22T23:59:59+00:00
- discovered_at
- 2026-05-14T18:03:12.153890+00:00
- generated_at
- 2026-05-31T18:26:39.264264+00:00
- sec_items
- ["2.02", "9.01"]
- event_type
- earnings
- sentiment
- positive
- materiality_score
- 0.7
- calibrated_materiality_score
- 0.7
- confidence
- high
- secwatch_canonical_url
- https://secwatch.observer/filing/0000109380-24-000119
- json_url
- https://secwatch.observer/filing/0000109380-24-000119.json
- markdown_url
- https://secwatch.observer/filing/0000109380-24-000119.md
- text_url
- https://secwatch.observer/filing/0000109380-24-000119.txt
- edgar_index_url
- https://www.sec.gov/Archives/edgar/data/109380/000010938024000119/0000109380-24-000119-index.htm
- edgar_primary_document_url
- https://www.sec.gov/Archives/edgar/data/109380/000010938024000119/zion-20240722.htm
- generated_by_model
- deepseek-v4-flash:cloud@v2
- review_status
- machine_generated
- human_reviewed
- false
- corrected
- false
- correction_note
- null
- correction_timestamp
- null
- superseded_by
- null
Comparable filings
GTLB
GitLab Q1 revenue $264M (+23% YoY); plans 14% workforce cut, $30-35M charges
Gitlab Inc.
June 2, 2026, 4:17 PM ET
earnings
Items 2.02, 2.05, 7.01, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
PETS
PetMed Q4 sales fall 15.6% to $42.8M; FY net loss widens to $57.3M on goodwill impairment
PETMED EXPRESS INC
June 2, 2026, 4:15 PM ET
earnings
Items 2.02, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
SPWH
Sportsman's Warehouse Q1 net sales up 2.8% to $256.1M; same-store sales +2.1%; net loss $21.8M
SPORTSMAN'S WAREHOUSE HOLDINGS, INC.
June 2, 2026, 4:10 PM ET
earnings
Items 2.02, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
ULTA
Ulta Q1 net sales +11.1% to $3.16B, comps +5.3%; FY EPS guidance raised to $28.36-$28.80
Ulta Beauty, Inc.
June 2, 2026, 4:06 PM ET
earnings
Items 2.02, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
YEXT
Yext Q1 FY27: Adj EBITDA margin 25%, ARR $440.8M; boosts buyback by $100M
Yext, Inc.
June 2, 2026, 4:05 PM ET
earnings
Items 2.02, 8.01, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
IVF
INVO Fertility FY2025 revenue $6.84M (+5% YoY); net loss improves to $(5.3)M
INVO Fertility, Inc.
June 2, 2026, 8:40 AM ET
earnings
Items 2.02, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
POLA
Polar Power Q1 net loss narrows 86% to $178K; gross margin expands to 65.7%
Polar Power, Inc.
June 2, 2026, 8:30 AM ET
earnings
Items 2.02, 7.01, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
CTRN
Citi Trends Q1 sales up 14.4% to $230.9M; adjusted EBITDA doubles to $13.9M
Citi Trends Inc
June 2, 2026, 6:58 AM ET
earnings
Items 2.02, 9.01
same SEC item: 2.02, 9.01
same event type: earnings
similar materiality
Filing page
SEC filing
This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice.
See methodology for how this pipeline works.